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Revenue Protection

The Revenue Protection (RP) plan provides protection against a loss of revenue caused by price increase or decrease, loss of production, or a combination of both. 


The revenue protection plan uses the Commodity Exchange Price Provisions (CEPP) to establish the pricing, however, it uses two different price discovery periods: » The projected price – price available at the time the insured purchases insurance » The harvest price – released closer to harvest time


To set up the policy and calculate the premium due, the guarantee is initially calculated using the projected price since that is the only price available at the time insurance attaches.


If a loss is sustained and the harvest price is:

• HIGHER than the projected price, the guarantee will be recalculated using the higher harvest price.


• LESS than the projected price, the guarantee is not recalculated.


It will stay at the initially calculated amount using the projected price.

The Yield Protection (YP) plan of insurance provides protection against a loss of production or what the crop produces.  The price is established according to the applicable board of trade/exchange as defined in the policy document called the Commodity Exchange Price Provisions (CEPP).


The price that is used is called the Projected Price. The Projected Price is used to calculate the guarantee, premium and loss payments.


Guarantee = Average Yield X Coverage Level Elected X Projected Price X Share %


An indemnity payment may be due when the production to count (amount after all loss adjustment factors have been applied) is less than the yield protection guarantee.


1140 Spruce Street

P.O. Box 128

Alexandria, SD 57311


Tel: (605) 239-4513

Scott's Cell: (605) 999-2991

Fax: (605) 239-9513


Monday - Friday 

8:00 am to 5:00 pm


Call For An Appointment Outside Of Business Hours!

Yield Protection
Hail Protection

Hail protection covers damage that has been done by hail, fire, or lightening. 

No coverage is in effect until at the earlier of 12:01 a.m. on the day following the date of postal postmark of the envelope in which the signed application is mailed; or two (2) hours from the time the application is received in the appropriate processing office. In the event the application is electronically transmitted, coverage shall become effective two hours from the date and time the application is received in the appropriate processing office. The application may be submitted electronically through the Company processing system, email, fax or telephone, provided all information necessary for binding coverage is provided. For any coverage or crop that requires underwriting approval or for which insufficient information is received, coverage will not be bound until 2 hours after underwriting approval is received.

Private Products

Ask us about the Private Products our company is offering at this time! 

Plus Many More Options!

We've listed the most popular insurance choices, but there's many more to choose from!  When choosing what's best for you, we go through each option available to find out what exactly is going to give you the best coverage for your investment!  We are up-to-date on all of the latest products + options, and ready to go over a quote explaining why this is the best coverage for you!

  • Whole Farm Revenue Protection

  • Livestock Protection

  • PRF (Pasture, Rangeland, Forage)

  • Prevent Plant Protection

  • Replant Protection

  • Written Agreements

  • New Producer

  • Beginning Farmer + Rancher

  • Yield Exclusion

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